New Legal Pro
Welcome to New Legal Pro!

Insurance Articles


Top 10 Mistakes Made by Virginia Workers Compensation Claimants
By Gerald G. Lutkenhaus


I have compiled a list of mistakes that claimants make in Virginia Workers Compensation Cases. These are the ones people should avoid.

1. The mistake that can easily get your claim denied is to fail to report your accident promptly to your employer when you are injured. Also, you must report a "specific incident" and not just my back is hurting. Many employers have a policy that an accident should be reported immediately after it happens. If you don`t report, you run the risk the employer will say it never happened.

2. The next mistake is to fail to give your doctor a clear history regarding how the accident happened. If the doctor`s report does not contain a clear history, then the insurance company may well conclude the accident did not cause your problem.

3. A failure to obtain medical treatment immediately is an all too common mistake. If you don`t go to the doctor, why should anyone think you have a problem.

4. The insurance company will call you soon after the accident to take a recorded statement. The purpose of the statement is to lock in your testimony so it cannot be changed at a later date. Thus, it is advisable to contact an experienced workers compensation attorney before giving this statement.

5. A failure to list "all injuries" incurred in the accident on the insurance company agreement forms or on the claim for benefits can be a problem. This is especially true for example if one lists the injury as an "arm injury" when it really is a "neck injury." The Virginia Workers Compensation Commission has held in the past that an "arm injury" does not include a "neck injury."

6. Representing yourself at a Workers Compensation Hearing. Some people represent themselves over a dispute regarding their claim. This can be a fatal error since the insurance company will be represented by an attorney. Once you do the hearing the record is closed and you cannot add "new evidence" later.

7. A failure to cooperate with vocational placement after you are released to light duty work. This can be grounds for termination of your compensation.

8. A failure to go to medical appointments. This can be grounds for termination of your compensation.

9. Settling your case on your own. If you surrender a claim for 500 weeks of possible benefits and lifetime medical care for your injury, you should know the settlement is all you will ever receive for your injury and depending on your situation, it may not be the wise thing to do.

10. Failure to consult with an experienced Workers` Compensation Attorney. Attorneys specialize so it may not be enough to consult with just "an attorney" it is best to consult with a specialist in workers compensation law.

This may be considered AN ADVERTISEMENT or Advertising Material under the Rules of Professional Conduct governing lawyers in Virginia. This article is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.

For more information about this article and/or the author visit http://www.virginiadisabilitylawyer.com

For more information, news and articles see:

Loading Bay Equipment - Loading Bay Equipment
... Bay Equipment for our clients. With this equipment, you are able to load and unload all your merchandise with great ease and efficiency. We provide high quality equipment which is cost effective as w...
Visit Loading Bay Equipment...

Car Gap Insurance - Car Gap Insurance
... gap insurance until recently. I suppose unless you buy a car on finance you might not know about such policies. As I understand it the car gap insurance covers you in the event of a car being stole...
Visit Car Gap Insurance...

Payment Protection Insurance - Payment Protection Insurance
...day`s challenging work environment and due to the global economic downturn, there is a real concern for many people regarding the security of their job with the threat of being made redundant ever inc...
Visit Payment Protection Insurance...

Dock Levellers - Dock Levellers
...ck Levellers are loading docks that you can place your vehicles near for loading and unloading your various goods. Our levellers are extremely strong and durable, and are made to handle your vehicle w...
Visit Dock Levellers...

Marina Insurance - Marina Insurance
...ve been given a number of different policy wordings from a variety of companies, this is a guide is to help you decide what sort of policy would suit you more and give you the exact cover you need. Yo...
Visit Marina Insurance...

Jet Ski Insurance - Jet Ski Insurance
...is Jet Ski Insurance have been with us for some time now in the UK and there are many makes and models that frequent numerous Jet Ski Insurance water centres. Taking to the wet stuff on your powerful...
Visit Jet Ski Insurance...

Gap Insurance - Gap Insurance
...ap insurance is? I know that I had never heard about this type of insurance before until it was brought to my attention recently. The gap insurance covers the deprecation on a car in the event of it...
Visit Gap Insurance...

Hgv Courier Insurance - Hgv Courier Insurance
...ferent type of insurance that you would normally purchase for a delivery business. So there are now insurers who specialise specifically in more complex insurance policys, they are experts in business...
Visit Hgv Courier Insurance...

Ppi Claims - Ppi Claims
...ent protection insurance on your loan. The representative from the bank seemed to bamboozle you with facts and figures and to be honest; you didn`t quite understand what was going on. You just wante...
Visit Ppi Claims...

Courier Insurance - Courier Insurance
...ls being sent might be quite costly or important. Losing such document or parcels can mean huge losses for some people. Therefore,Courier Insurance has become an important consideration for any one us...
Visit Courier Insurance...


Click For More Detailed Information on:

Home  |  About Us  |  Contact Us  |  Articles  |  Special Reports  |  Links  |  Site Map

Copyright © 2003-2010. All Rights Reserved.


Valid CSS!